And, unlike a secured card, the Indigo doesn’t require a deposit to open an account. In other words, you can pre-qualify and know ahead of time. Although approval isn’t guaranteed, there is good news: If you apply for Indigo, there is no hard inquiry to your credit report unless you qualify and are approved.
Your approval is based on your credit history.
But, the Indigo card is here to help anyone who needs to build, or rebuild, their credit profile. In conclusion, it isn’t easy having poor (or no) credit. Here are a few examples of the Indigo credit card designs you can select from: Moreover, this will let your personality show whenever you use your card to make a purchase. Once approved, you can choose your own card design at no additional charge so you can personalize your Indigo card. This convenient app makes it simple to pay balances on time and begin improving one’s financial status. Monitoring account activity is easy thanks to the Indigo Account Management site – accessible from any mobile device, desktop, or tablet. Other Indigo® Mastercard® Featuresīesides helping cardholders rebuild their credit, the Indigo Mastercard is sure to please with 24/7 mobile account access and an additional layer of fraud protection via chip card technology.
#Indigo card services upgrade#
It could even lead to an upgrade to other forms of credit, like an unsecured credit card or a card with a rewards program. Not everyone will qualify for the lowest annual fee (or APR, as terms are subject to change).Įstablishing a good payment record using this card may lead to thee cardholder receiving better rates on upcoming big-ticket purchases, including homes and vhicles. Remember, this is still a credit card application – although approval odds may be higher than with other card offers, approval is not guaranteed. First Offer: An annual fee of $75 for the first year and $99 thereafter.Each card offer has the same purchase APR, while the annual fee varies: Applicants can be approved for one of three Indigo credit card offers, depending on their creditworthiness. Once the application has been reviewed, approved applicants will need to pay their annual fee to activate their account. In fact, it can take as little as 60 seconds after submitting your pre-qualification application. You’ll have a decision regarding approval for the Indigo Card very quickly. Once you’ve applied and are approved, Indigo reports your responsible use of the card to all three major credit bureaus – TransUnion, Equifax, and Experian. As a result, there is no impact on your credit score. Specifically, there is an online pre-qualification form on their website where you can provide basic details without a hard inquiry. The application process with the Indigo Card is quick and easy. Secondly, this card is a unique product that specializes in helping consumers with limited or damaged credit make a fresh start. The card is issued by Celtic Bank through a partnership with Genesis FS Card Services. However, the Indigo Mastercard aims to help those who have been rejected for other cards. Secondly, even if you have a decent credit score, you may not get approved because of what’s in your credit report. All too often, credit card issuers reject an application due to a history of poor financial responsibility. The Indigo is a credit card that is designed specifically for applicants with poor or no credit. Would like a tool for building credit that is accepted worldwide – anywhere Mastercard is accepted.Would like to show some personality with several card designs.Don’t want a secured credit card or can’t afford a security deposit.
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